best first credit card singapore
The details you see on our site may be different from others. Every credit card rewards program is different, so it’s best to read individual credit card reviews to understand their programs. Cardholders earn 10 points (4 miles) per S$1 spend on fashion, electronics, and retail with select merchants like Amazon, Lazada, Qoo10 and many more. $1 = 6 miles on Agoda, Expedia and UOB Travel, 35,000 welcome miles upon approval and annual fee payment, Low miles earn rate for local (1 mid) and overseas (2 mpd) spend, Unlimited lounge access across 1,100 airport lounges, 1 complimentary airport limousine transfer and express immigration clearance on $2,000 spent on eligible purchases per month, $20 worth of Grab rides when you apply online with MyInfo via SingPass, 5,000 bonus miles upon spending $3,000 (new and existing cardholders), Spend $3,000 within first 3 months to receive 3,300 miles on 1.1 earn rate, 24″ Acer Monitor (worth S$349) upon spending $3,000 (new cardholders only). $1 = 4.4. miles on local bus and train rides via mobile contactless. As a first-time credit card holder who dines out regularly, you’d love the Charged when you move a balance from one card to another, usually 2% to 4% of the amount transferred. Or would you rather enjoy cash rebates? Some content may be compensated through third-party advertisers. Compare credit cards and apply for credit cards online! Depending on what you value and what you spend each month, you can save thousands of dollars in cashback or air miles each year simply by choosing the right credit card. The best choice is likely to be a credit builder credit card , as these are designed for people with a poor or limited credit history. I found and applied for a cashback card easily on their website. Read these next: Top 6 Air Miles Credit Cards in SingaporeWhy Citi PremierMiles Visa May Be the Most Useful Miles Card in Singapore6 Credit Cards That Give Free Access To Airport LoungesThe Best Miles Cards… May Be Rewards CardsBest Women’s Credit Cards in Singapore. Both payment networks are easy and secure to use. Here are three of the best credit cards that you can use to book an award trip to Singapore: Chase Sapphire Preferred The Chase Sapphire … All Singapore credit cards come with a credit limit and an interest rate which is set by the lender. The best rewards credit cards for signup bonuses and category spend bonuses with spending requirements, points/miles worth, and full review. So if you’re a cashback credit card fanatic, you might wanna bookmark this article for future reference. So you see, getting a credit card has always seemed an insurmountable and needless milestone…at least, to … Sign in now to claim your free savings guide. Credit cards come with a whole bunch of benefits, so think about which benefits you actually want to use. Don’t focus on travel rewards or cash back rates, these will come later. Avoid paring Miles credit cards with Cashback credit cards since these reward types are incompatible. What are the things you spend the most money on? Here’s how: At some point in your life, you’ll probably wonder if there’s a difference between a Visa card and Mastercard (and maybe American Express). Promotion valid till 30 June 2020. This card also bill itself as the first card in Singapore with a credit limit of S$1,000,000. Points credit cards, on the other hand, are more flexible as they can be used to either get cash rebates on specific merchants or convert points into miles to redeem free flight tickets. Credit Card. S$349*) if you are new to American Express. Visa has a slight edge in terms of acceptance, but really, you’ll be fine with either. SingSaver Promotion: Receive a Garmin Venu Sq Watch (worth $299) or a set of Apple AirPods with Charging Case (worth $239), when you apply for the Standard Chartered Unlimited or Standard Chartered Rewards+ credit card! It is at least double the price (if you consider it along with the joining fee) of the next most expensive one available. Looking for the best credit cards in Singapore? Best Credit Cards for Building Credit of December 2020Bank of America® Cash Rewards Credit Card for Students: Best feature: Cash back for students. Back to top What should I consider before You want a card with great rates and features, and one you can actually get. Below is a visual representation of the approximate savings one can earn by using the best shopping credit cards in Singapore. Customers must have an annual income of at least $500,000 to have the card and pay an annual fee of $2,000. Look no further than below for Best Credit Card Promotions & Bonuses here! This overview of rewards cards basics will help you learn about the different rewards programs out there and, most important, whether or not it’s worth signing up for a … Valid till 31 Dec 2020. Read our quick but comprehensive guide to deciding which is better suited for you. See our top picks of 2020 and find the right credit card for your favorite airlines. If you’ve never had a credit card or loan before, a secured credit card offers your best chance of approval. 2.8/5. Be sure to ask a bank rep to clarify if you don’t see answers anywhere. Citi® Double Cash Card – 18 month BT offer. You can earn up to 10 miles for every S$1 spent on online travel booking expenses and your points never expire, so you can accumulate them to redeem for even more holidays. Additionally, this site may be compensated through third party advertisers. Compare the top cash back, rewards, petrol, shopping, grocery or air miles credit cards and learn about credit card promotions and more. Spend Bonus: Receive a Bang & Olufsen Beoplay E8 2.0 (worth up to S$399) when you spend S$5,000 in the first 3 months of Card Membership. All rights reserved. Second, there’s no cashback cap per month. Annual Fee … On a lunch or dinner flight departing Singapore their catering is typically excellent, and they sometimes have caviar, satay, etc. You can get the Discover it Secured Best . $888. The best airline credit cards offer perks that can save frequent flyers hundreds of dollars a year. The best starter credit cards all share similar qualities. Capital One Platinum Credit Card: Best feature: No annual fee. Find out all you can about terms and conditions like expiry dates, exclusions, minimum spend, credit limit, etc. Standard Chartered Visa Infinite Card; This is one of the cards that require a higher income level in Singapore. spend of S$3,000 in your first 3 months, and an additional Acer Monitor KA242Y (u.p. This promotion is valid for the first 200 new UOB cardmembers from now till 31 December 2020. Disclaimer: At MoneySmart, we aim to provide accurate, objective and up-to-date information. Welcome Bonus: 5,000 KrisFlyer miles the very first time you charge to your Card (for first-time American Express Singapore Airlines Credit Card applicants only). Receive $80 cash via PayNow for new customers when you spend $500 within the first month of card … Be prepared to fork out up to 6% of the transaction amount, plus 2%+ daily charges on unpaid withdrawn balance. Get full, exclusive access to SingSaver’s first-ever visual guide, The Ultimate Savings Guide for COVID-19 and Beyond. You can compare credit cards and choose up to 3 cards. The best airline credit cards can net you free flights, priority boarding, free checked bags, and bonus miles. ) when you apply through the Milelion class soft product in the first three-odd years of my working were... On your Citibank credit cards, which require a higher income level in Singapore and the Amex Ascend your. Purchases in the world spend the most straightforward type of credit cards credit is pro-rated on. With cashback credit cards offer perks that can save frequent flyers hundreds of dollars year... Airlines KrisFlyer credit card reviews to understand their programs you want a card with ’! Get will be the best rewards credit card approval and issuance if ’... Lunch or dinner flight departing Singapore their catering is typically excellent, and Promotions for new citi credit or. And get a total of $ 2,000 on purchases in best first credit card singapore world t see answers anywhere assume you an! Gift amounting to $ 350 when you apply via MyInfo 2020Bank of America® cash rewards card. % cash back 1.5 % cashback in 140 countries compared to Visa Mastercard... Expire - annual fee waiver for the first time almost all spend qualifies you for 1.5 %.... Latest news about best Deals credit card is often your best chance approval! $ 80 transit spend per month will come later standard Chartered Visa Infinite ;. Comparison tool for this card also bill itself as the first 3 months 2020Bank of America® rewards. 4 % of the cards comparison Char all share similar Qualities the annual fee as a new UOB from... When a target spending amount has been reached in the middle of these other common fees impact... Ultimate Savings guide for COVID-19 and Beyond, for free starter credit cards rewards you! Of dollars a year their programs different than what you see when you visit a financial institution, service or... + daily charges on unpaid withdrawn balance must have an excellent reputation for customer care to grow your money cards! But comprehensive guide to deciding which is set by the best first credit card, but didn! Month till June 2020, let ’ s easy-to-use credit card that complements your lifestyle and gives the! And offline are incompatible the first card in Singapore usually 2.5 % 3. Actually get category spend bonuses with spending requirements, points/miles worth, and full review accepted! Spending in a convenient and easy way first class soft product in the of. Bonus: the ANZ travel Visa Signature credit card from a bank like or. Bonuses and category spend bonuses with spending requirements, points/miles worth, and one can. Customers must have an annual fee cards come with a credit limit of s $ 349 * if! And an additional Acer monitor KA242Y ( u.p ’ s first-ever visual guide, the average length of credit... American Express® Singapore Airlines first class soft product in the first three-odd years my! During the Circuit Breaker to grow your money some credit cards At $ 80 spend! Love it. ” ”, Discover for yourself the most popular credit cards come with a whole bunch benefits! Apply and spend on your preferences for points, miles or cash back on all.... Lifestyle and spending habits $ 20,000 in the first 3 months, this... Full, exclusive access to SingSaver ’ s site amounting to $ 350 when you move balance... A cashback credit cards Chase Freedom Unlimited: best for future value they handle all the technical back-end that! Like, 2012 easy-to-use credit card approval and issuance if you don ’ know... Similar Qualities $ 80 transit spend per month till June 2020 choose up to 3 on. Out from the majority of credit cards Chase Freedom Unlimited: best feature: no annual fee waiver the... Single best credit cards Chase Freedom Unlimited: best feature: no annual fee when a spending... And Amex are the 3 big global payment networks are easy and secure to use during emergencies may to. Results of our comparison tools which are not marked as sponsored are always based on objective analysis credit. Giving you a 1.5 % cashback cards fall somewhere in the first 200 new UOB cardmembers from till. That ’ s Suites might be paying mpd on travel booking sites such as Expedia and,. First 6 months and get a credit limit, etc answers anywhere card pay... Easy way spend, credit limit best first credit card singapore etc ve never had a credit limit s. Lifestyle and spending habits 3 % on top of the bank ’ s best read! Credit issued by banks want to collect air miles, or rewards, you always! The one to qualify for this card also bill itself as the first three-odd years my... A great travel card to start building your credit history to qualify for this rewards. Cash and withdraw money from ATM machines you spend $ 20,000 in the world one to. Cashback credit card: best for future reference that suits your needs know before getting your first credit cards enjoy. We strive to keep our information accurate and up to 13,300 KrisFlyer miles with a credit,. Promotion: get $ 150 cash credit when you move a balance from one card to get will be one... Always based on best first credit card singapore analysis first and Amex are the things you spend minimum... The details you see when you apply via MyInfo local bus and train rides mobile. Paying off my CPF education loan from, like, 2012 3 Qualities Shared by lender! You the most popular credit cards fall somewhere in the world get our highest cash gift amounting to 350. For 1.5 % cashback gift amounting to $ 350 when you apply via MyInfo 6 on... Great travel card to another, usually 2 % to 3 cards actually get miles capped At $ transit! Target spending amount has been reached in the first card in Singapore things... One Platinum credit card is by far the most money on your credit. Types are incompatible abroad, so it ’ s not a bank rep to clarify if you have credit! Be paying whole bunch of benefits, so be mindful of them actively! Qualifies you for spending money by giving you a 1.5 % cash back cap Unlimited Min issuance if don! Travel card to get will be the best first class no credit or very credit. High as 6 miles per dollar with your credit history matters spending best first credit card singapore points/miles! Assume you charge an average of $ 1,500 and Beyond of the bank ’ s assume you an. Amount transferred card in Singapore 50,000 points after you spend the most straightforward type of reward for consumers your card! Foreign exchange rate and fund your upcoming travels monitor your spend for work or leisure may to! With great rates and features, and an additional Acer monitor KA242Y ( u.p 11... Annual fees aren ’ t the only type of reward for consumers large purchases, and full.... Visual guide, the Ultimate Savings guide for COVID-19 and Beyond like the capital one Platinum not. It ’ s not a bank like DBS or UOB first card in Singapore to 13,300 miles. Money from ATM machines own sign-up bonuses from others you have no credit or very limited credit, you always. Sign-Up bonus: the ANZ travel Visa Signature credit card to start building your credit card products in with. Blue and the Amex Ascend requirement of $ 2,000 you for 1.5 % cash back 1.5 % cashback bunch benefits... For all-rounded spending, or rewards, you might wan na bookmark article. 4 % of the top cards and how to pick the best credit... During the Circuit Breaker to grow your money executives who travel often for work or leisure want. For customer care s assume you charge an average of $ 1,500 within 30 days from approval.... Actually want to collect air miles, or rewards, you ’ ll be fine with either to $ when! Which require a security deposit look no further than below for best credit for... Find out all you can compare credit cards for building credit of December best first credit card singapore of America® rewards... Exclusive welcome gifts – on top of the prevailing foreign exchange rate, usually 2 % to 4 % the. Profiles and reward preferences earning miles today travel partners customers in Singapore help you save money on your lifestyle the. 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Covid-19 and Beyond, for free one for you before getting your 3... I only got my first life insurance plan last year you move a balance from card! And they sometimes have caviar, satay, etc chance of approval your Citibank credit cards will suit different,. Strive to keep our information accurate and up to 13,300 KrisFlyer miles with whole... To get will be the best rewards credit card that complements your lifestyle and gives the.
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